Tips & Advice


Buying vs. Renting in Retirement

The decision of whether to buy or rent a home is one you’ll be faced with through many phases of life, but perhaps the most confusing phase is that of retirement. For those who have owned a home for decades, the idea of renting can seem foreign, even if it offers benefits. For those who were always accustomed to renting but may be ready to ... More

Four Signs You’re Truly Ready To Buy A Home

Let’s face it – it’s fun to dream about the future and your perfect first home, but actually taking this momentous financial step will likely to be one of the biggest decisions you’ll ever make. It can also be an extremely daunting and stressful process for some prospective buyers – especially those who aren’t quite ready to take ... More

Ask This Question When Buying a New Construction Home

Since 2015, sales of new construction homes have been surging at incredible rates. Likewise, builders are working to keep up with the increased demand by producing new construction options more quickly than ever. Of course, with an increase in demand comes an increase in price. In 2016, the average cost of a brand new home was $351,000. ... More

How To Conquer the Challenge of Saving For A Down Payment

Do you dream of buying a home but find yourself feeling defeated by the struggle to save enough for a down payment? If so, you’re not alone. Under current economic conditions, the days of a 20 percent down payment are long gone, and many Americans struggle to save even 5 percent of their dream home’s purchase price. Many find themselves ... More

Can’t Qualify For a Mortgage Loan Yet? Try Rent-to-Own

If you’d like to buy a home, but your credit doesn’t qualify you for a traditional mortgage loan, you may want to consider a rent-to-own arrangement. Renting-to-own allows a prospective buyer to live in a home and pay rent during a lease term, after which time the renter has the exclusive first option to purchase the home. Since the lease ... More

Is an Investment Property Right For You?

For the right kind of buyer, an investment property can pose an excellent opportunity to earn rental income, especially since property values have been rising steadily since 2007 and are expected to continue in the short-term. However, the rental game isn’t right for everyone. You’ll want to take into account the following considerations ... More

Buying a House Should Represent A Five-Year Commitment

When consumers consider the commitment of buying a home, it’s the financial side of the equation that usually gets the most attention. After all, buying a house is likely the largest single financial transaction you’ll make in your lifetime. However, there’s another important consideration, too, and that’s the time commitment you’ll ... More

First-Time Buyer’s Guide to Success

Deciding to purchase your first home is a giant leap forward toward finding the property of your dreams. However, you’ll also need to take some less-exciting, but totally necessary steps, before you pack up and call the moving company. The below steps will help guide a first-time buyer to success by providing a useful framework for where to ... More

What To Expect At Your Initial Meeting With A Mortgage Lender

You’ve finally decided to take the plunge into homeownership, and you’ve scheduled a meeting with a mortgage lender you trust. Naturally, you want to be prepared to provide a host of financial information, including your income, personal debts and savings. However, you’ll be asked a few questions that may take you by surprise. Although ... More

You’re Probably Making At Least One of These Home Finance Mistakes

Whether you’re saving for a home down payment, working to pay down a mortgage or chipping away at your debt, chances are you’re making at least one of the common home finance mistakes below. Read on to see what finance experts recommend to lessen your debt and build your nest egg, including avoiding these missteps: Paying too much in ... More